Payment Plans vs WP Simple Pay

WP Simple Pay wins 2 of the 2 points we can measure. Here's how they compare on price, features, ratings and deals.

At a glance

FeaturePayment PlansWP Simple Pay
Our scoreNot rated8/10
Starts at$59/year$49.50/year (better)
Free versionNoYes (better)
Refund window14 days14 days
BillingSubscriptionSubscription
Active installs–8K+
Last Black Friday––
CategoryeCommerceeCommerce
VendorPayment PlansWP Simple Pay
Black Friday 2026Not announcedNot announced

Which should you choose?

Choose Payment Plans if…

  • WooCommerce stores selling higher-priced products
  • Sites that need installment payments

Choose WP Simple Pay if…

  • Small businesses taking one-off payments on WordPress
  • Freelancers and consultants selling services
  • You want to start free
  • You want the lower starting price

Features

Payment Plans

  • Payment schedules
  • Automatic and secure payments
  • Multiple payment options
  • Auto renewal email notifications
  • Auto rebilling for failed payments
  • Mixed product pages

WP Simple Pay

  • Stripe payment forms
  • Drag and drop form builder
  • Subscriptions
  • Apple Pay and Google Pay
  • Coupons
  • Transactions and subscriptions list

Pros and cons

Payment Plans

  • Automatic scheduled payments with no manual billing
  • Auto rebilling retries failed payments
  • 14-day money-back guarantee
  • Lifetime license option for single or multiple sites
  • No free version
  • Pricing scales with the number of sites

WP Simple Pay

  • Free Lite version on WordPress.org, rated 4.4 out of 5 from 118 reviews, with subscriptions included
  • No transaction fees charged by the plugin on paid plans, per the pricing page
  • 14-day money-back guarantee
  • Lite version adds a 3% fee per transaction on top of Stripe fees
  • Requires a Stripe account
  • Refunds from WordPress, installment plans and free trials need the Professional plan or higher
  • Renewals are at full price after introductory pricing

Pricing plans

Payment Plans

  • BasicStarts here

    $59/year

    1 site

    • Multiple payment options
    • Automatic and secure payments
    • Payment schedules
  • Professional

    $99/year

    3 sites

    • Multiple payment options
    • Automatic and secure payments
    • Payment schedules
  • Business

    $149/year

    100 sites

    • Multiple payment options
    • Automatic and secure payments
    • Payment schedules

WP Simple Pay

  • PersonalStarts here

    $49.50/year

    1 site

    • Unlimited payment forms and transactions
    • Apple Pay and Google Pay
    • Subscriptions with Stripe
  • Plus

    $99.50/year

    3 sites

    • Automatic billing and renewal reminders
    • User-managed subscriptions
    • Upcoming invoice emails
  • Professional

    $199.50/year

    10 sites

    • Refunds from WordPress
    • Installment plans and free trials
    • Location-based tax rates

Payment Plans vs WP Simple Pay questions

Is Payment Plans better than WP Simple Pay?

On our comparison WP Simple Pay comes out ahead on 2 of 2 measurable points. The right pick still depends on what you build.

Which is cheaper, Payment Plans or WP Simple Pay?

Payment Plans starts at $59/year and WP Simple Pay starts at $49.50/year.

Can I get Payment Plans or WP Simple Pay cheaper on Black Friday?

Both are on our Black Friday tracker. We'll add each discount the moment it goes live.

Both products

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